- 150 lei in Star points - if you get a new card or increase the limit of an existing one
- 10 lei in Star points on your first purchase
Apply now
Fill in the form and we will redirect you directly to BT Pay.
Important
To benefit from the offer, you must make at least one payment with the newly issued/supplemented card by November 9, 2026, at the latest, and points will be awarded until November 30, 2026. ⏳
If you are a BT client, we encourage you to get your Star Gold card online, directly from BT Pay, simple and easy. 🤗
After you apply, you will receive a confirmation email and we will call you as soon as possible. ⚡If you want it even faster, you can also schedule online at your preferred branch. 😊
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You are at least 18 years old
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You have no overdue loans
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You have earned at least 4,000 lei
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You have been employed for at least 3 months at your current job
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You choose the minimum credit limit of 8,000 RON
STAR MAGAZINE
Loan amount
30,000 lei
Fixed interest rate
24%/year
Loan term
5 years
Annual Percentage Rate (APR)*
27.29%/year
Total cost of the loan**
36,799 lei
Total amount to pay
66,799 lei
*The APR was calculated on the assumption that you withdraw the entire 30,000 RON credit line from a Banca Transilvania ATM or POS at a Banca Transilvania branch after approval and then pay the interest monthly, according to the contract, for the full amount of the credit used.
**I have added the total interest to the credit card usage costs, as a payment instrument.
Apply now
Fill in the form and we will redirect you directly to BT Pay.
150 lei in Star points
1 Star point = 1 leu. Get your Star Gold card or increase the limit on your existing card. Enjoy interest-free installments, access to the Business Lounge at the airport, and benefits in over 50,000 stores.