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Shopping card

Star Gold

There are always reasons to enjoy premium benefits. Bonus points, travel insurance, Business Lounge access, and much more.

OFFER Reasons We Have
  • 150 lei in Star points - if you get a new card or increase the limit of an existing one
Standard product
  • 10 lei in Star points on your first purchase

Apply now

Fill in the form and we will redirect you directly to BT Pay.

Important

By not providing your Personal Numeric Code (CNP), there is a risk that we will not be able to identify your application during the process, and therefore you may not be able to benefit from the offer.

Important

To benefit from the offer, you must make at least one payment with the newly issued/supplemented card by November 9, 2026, at the latest, and points will be awarded until November 30, 2026. ⏳

If you are a BT client, we encourage you to get your Star Gold card online, directly from BT Pay, simple and easy. 🤗

After you apply, you will receive a confirmation email and we will call you as soon as possible. ⚡If you want it even faster, you can also schedule online at your preferred branch. 😊


Star Gold Shopping Card
You apply if
  • You are at least 18 years old

  • You have no overdue loans

  • You have earned at least 4,000 lei

  • You have been employed for at least 3 months at your current job

  • You choose the minimum credit limit of 8,000 RON

Advantages
  • Travel insurance included

    For your holidays and trips abroad

  • Access Business Lounge

    For you and a guest, in the lounges at Henri Coandă International Airport Bucharest and Cluj-Napoca International Airport

  • 18 INSTALLMENTS interest-free

    Pay flexibly in installments with no interest and no fees at partner stores

  • +50,000 Star stores

    Collect Star points, which you then use again for shopping (1 point = 1 leu)

  • Up to 25,000 lei

    You can withdraw extra money on your card for any plans you have. Up to 5 monthly incomes

  • Special benefits

    You have dedicated offers and discounts at home and abroad through the Visa Premium program

  • Your money back without interest

    What you spend now, you can pay back by the 25th of the following month, without paying interest

  • Credit line insurance

    3 free months of insurance from BT Pay for the shopping card and overdraft

BUY FROM
STAR MAGAZINE
Star cards offer maximum flexibility for shopping. Star Forte allows interest-free installment payments, Star Gold comes with premium benefits, and Star Platinum offers exclusive advantages.
Representative example

Loan amount

30,000 lei

Fixed interest rate

24%/year

Loan term

5 years

Annual Percentage Rate (APR)*

27.29%/year

Total cost of the loan**

36,799 lei

Total amount to pay

66,799 lei

*The APR was calculated on the assumption that you withdraw the entire 30,000 RON credit line from a Banca Transilvania ATM or POS at a Banca Transilvania branch after approval and then pay the interest monthly, according to the contract, for the full amount of the credit used.

**I have added the total interest to the credit card usage costs, as a payment instrument.

Apply now

Fill in the form and we will redirect you directly to BT Pay.

Important

By not providing your Personal Numeric Code (CNP), there is a risk that we will not be able to identify your application during the process, and therefore you may not be able to benefit from the offer.

150 lei in Star points

1 Star point = 1 leu. Get your Star Gold card or increase the limit on your existing card. Enjoy interest-free installments, access to the Business Lounge at the airport, and benefits in over 50,000 stores.

Coming soon...

Fill in the form and apply first for the best offers of the year. Stocks are limited.

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